Calculation Accuracy
While our KVP Calculator:
- Uses NSI-verified formulas
- Matches physical certificate calculations
- Updated with 2024-25 rates
Actual payouts may vary due to:
- Government rate revisions
- Bank processing times
- Tax calculation updates
Regulatory Compliance
This tool:
- Follows RBI circulars on financial tools
- Aligns with India Post's KVP guidelines
- Complies with FEMA regulations
Not a substitute for professional financial advice
Limitations
We do NOT:
- Guarantee post office processing times
- Account for sudden regulatory changes
- Provide tax filing services
- Store your calculation history
Always verify with physical KVP certificates
Liability Clause
We are not responsible for:
- Post office operational delays
- Bank-specific processing variations
- Changes in tax laws
- Losses from relying solely on projections
Last verified against NSI Circular 12/2024